Homes for Sale in Loma Alta, Oceanside
Loma Alta is a hidden gem in south Oceanside that blends hillside serenity with quick beach access. Just east of I-5 and minutes from downtown, this established neighborhood offers large lots, a mix of ranch and modern homes, and true ADU potential with no HOA restrictions. Many buyers seek ADU-friendly homes in Oceanside — and Loma Alta is one of the best spots to find them. Explore available properties below or see more Oceanside real estate listings and open houses this week.
What Makes Loma Alta Special
- 🟢 Elevated lots with coastal or canyon views
- 🏡 Mix of 1950s ranch homes & new construction infill
- 🚫 No HOA — ideal for ADU and customization
- 🌳 Mature landscaping, wide streets, and privacy
- 🛶 Close to Buddy Todd Park and Oceanside trails
Schools Serving Loma Alta
- Oceanside High School (Grades 9–12)
- Loma Alta Elementary (Grades K–5)
- Jefferson Middle School (Grades 6–8)
Local Parks, Dining & Things To Do
- Buddy Todd Park — popular hilltop park with trails & views
- The Urban — cozy local café just down the hill
- The Plot — award-winning sustainable dining
- Oceanside Library — walkable civic amenity for Loma Alta residents
Commute & Convenience
- 🚗 ~5 mins to Downtown Oceanside & the coast
- 🛣️ Easy access to I-5 via Oceanside Blvd or Mission Ave
- 🚉 Oceanside Transit Center (Amtrak, Coaster, Metrolink) ~10 mins away
Your Local Realtor for Loma Alta
Looking for a home with views, space, or ADU flexibility in Oceanside? Our local expert knows Loma Alta’s unique hillside zoning, pocket listings, and older-home renovation tips.
Loan Options for Oceanside Buyers
- Purchase Loans with Fast Pre-Approval
- Second Mortgages for ADU Builds or Upgrades
- Refinancing Options for Oceanside Homeowners
Want to Know Your Oceanside Home’s Value?
Get a custom home evaluation based on recent Loma Alta sales, upgrades, and ADU potential in your specific property.
Loma Alta Real Estate FAQs
- Are there ADU restrictions in Loma Alta?
Most lots are ADU-permitted and not governed by an HOA — but check city zoning per parcel. - How close is Loma Alta to downtown Oceanside?
Roughly 5–7 minutes by car depending on traffic — straight down Oceanside Blvd or Mission Ave. - What types of homes are common in Loma Alta?
You'll find older single-story ranch homes, split-levels, and newer infill builds with ocean peek views.