Terms & Conditions

These Terms and Conditions govern your use of the websites operated by Solve Lending & Realty, including solvelr.com, solverealty.com, and search.solverealty.com (collectively, the "Sites"). By accessing or using any of these Sites, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our Sites.

1. About Solve Lending & Realty

Solve Lending & Realty is a California-licensed mortgage brokerage and real estate brokerage providing mortgage origination, real estate services, and home equity education to homeowners, buyers, sellers, and investors across Southern California.

• Company NMLS ID: 2013271  |  NMLS Consumer Access
• DRE License: 02123993  |  DRE License Lookup
• CFL License: 60DBO-153595  |  DFPI License Search
• 18000 Studebaker Rd, #700, Cerritos, CA 90703
• Phone: (562) 262-9162
• Email: info@solvelr.com

2. Use of This Website

You agree to use these Sites only for lawful purposes and in a manner that does not:

• Infringe on the rights of others
• Restrict or inhibit anyone else's use or enjoyment of the Sites
• Violate any applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the Sites or related systems

We reserve the right to terminate or restrict access to these Sites for any user who violates these Terms or who we reasonably believe is misusing the Sites.

3. No Financial or Legal Advice

The content on these Sites is provided for general educational and informational purposes only. It does not constitute and should not be construed as:

• A mortgage commitment, approval, or guarantee of any loan product
• Financial, investment, tax, or legal advice
• A solicitation to make any specific financial decision
• A guarantee of rates, fees, timelines, or program availability

Mortgage programs, interest rates, loan guidelines, and eligibility requirements vary by borrower, property type, lender, and market conditions. All information is subject to change without notice. Options may not be available to all borrowers or for all property types.

4. Accuracy of Information

We make reasonable efforts to ensure the accuracy of the information on these Sites. However, we do not warrant that all content is complete, current, or error-free. Mortgage guidelines, loan limits, rates, fees, and program details change frequently and may not be reflected immediately on our Sites.

MLS and IDX listing data displayed on search.solverealty.com is provided by the California Regional Multiple Listing Service (CRMLS) and is deemed reliable but not guaranteed. All listing information should be independently verified.

5. Intellectual Property

All content on these Sites — including text, graphics, logos, images, page layouts, and compilations — is the property of Solve Lending & Realty or its content suppliers and is protected by applicable U.S. and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Sites without our express prior written consent, except as follows:

• Your computer may temporarily store copies in RAM incidental to your accessing and viewing that content.
• You may store files that are automatically cached by your web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Sites for your own personal, non-commercial use, provided you do not modify or delete any copyright, trademark, or other proprietary notices.

For DMCA copyright infringement notices, see our IDX Information & Copyright Policy.

6. Third-Party Links and Services

Our Sites may contain links to third-party websites, tools, and services — including but not limited to MLS search tools, lender portals, and educational resources. These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content, privacy practices, or terms of any third-party site.

Your access to and use of third-party sites is governed solely by those sites' own terms and privacy policies.

7. Limitation of Liability

To the fullest extent permitted by California and federal law, Solve Lending & Realty, its principals, employees, agents, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost data, business interruption, or personal injury — arising from or related to your use of, or inability to use, these Sites or their content.

In no event shall our total liability to you for all claims related to these Sites exceed one hundred dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

8. Disclaimer of Warranties

These Sites and their content are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that these Sites will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant that any defects will be corrected or that the Sites or servers that make them available are free of viruses or other harmful components.

9. Equal Housing and Lending

Solve Lending & Realty is an equal opportunity lender and real estate brokerage. We conduct all business in compliance with the Fair Housing Act, Equal Credit Opportunity Act, and all applicable California and federal fair lending laws.

We do not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, sexual orientation, gender identity, age, marital status, or any other protected class in any aspect of mortgage origination, real estate services, or any services offered through these Sites.

10. Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Any dispute arising from or related to these Terms or your use of these Sites shall be resolved through binding arbitration in Los Angeles County, California, in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights or confidential information pending resolution of a dispute.

11. Privacy

Your use of these Sites is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using these Sites, you consent to the collection and use of your information as described in the Privacy Policy.

12. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to these Sites. Your continued use of the Sites after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

13. Contact Us

Questions about these Terms and Conditions? Contact us: